News

TFSA contribution for 2019 is $6000

Good news the TFSA contribution room got an inflation bump from $5500 to $6000 for 2019. You may also have unused contribution room from previous years. Contact us to see how a TFSA fits in your financial plan.

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RRSP Deadline is March 1st 2019

March 1, 2019 is the last day to contribute to an RRSP and receive a deduction for your 2018 taxes. Contact us to discuss how to get an RRSP working for you.

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Canadians are learning more about TFSAs but…

Canadians are learning more about TFSAs but many still don’t know/understand what investments are eligible for TFSAs. TFSAs can hold more than just cash. BMO Annual TFSA Report

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Not all RESPs are created equal….

Not all RESPs are created equal. Avoid the scholarship plans. RESPs are a great program when the right structure/provider is chosen. Toronto Star: They thought they were saving for their kids educaiton

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Rate special: 2.0% on cash deposits!

Just in… a rate special on new cash deposits offering 2.0% until to October 31, 2018. For deposits over $100,000 the rate is 1.90%. Ask us for details! Rate is based on the posted rate (subject to change) + 0.65%. Interest rates are quoted per annum as of May 14, 2018 and subject to change […]

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Winter 2018 Newsletter

Click here to view our winter 2018 newsletter which includes a 2017 market review. Some important notes: March 1st is the RRSP Deadline $5500 can be added to TFSAs for 2018 For timely news, notes and articles – Follow us on Twitter and like us on Facebook. If you have questions about your retirement plan or […]

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The RRSP contribution deadline is March 1, 2018

The RRSP contribution deadline is March 1, 2018 to have your contribution count for the 2017 tax year.

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The 2018 TFSA contribution amount is $5500

The 2018 TFSA contribution amount is $5500. Remember unused TFSA contribution room carries forward and Canadians who haven’t started a TFSA may have up to $57,500 of contribution room.

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Best wishes for a 2018 filled with health, happiness and success!

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Welcome Jennifer Roblin CPA, CGA!

We are pleased to announce that Jennifer Roblin has joined us at Starview Financial Advisors.  Jennifer is a Chartered Professional Accountant (CPA, CGA) and has been employed in accounting and working in business analysis. Jennifer is currently providing administrative support to Trevor and Terry and looks forward to becoming mutual funds licenced in the next […]

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Our Fall Newsletter with Q3 Market Update

Click here to view our fall newsletter

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Free Event: End of Life Care, Sept 19

Please find information in the link below on a free event with speaker Judith Wahl, Tuesday September 19 at 7pm, presented by the Greater Dufferin Area Estate Planning Council. Judith is a lawyer and an expert on elder-law, she spent more than 32 years as an executive director on Advocacy Centre for the Elderly (ACE). […]

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Market recap, second quarter 2017

The Canadian equity market noticeably lagged many other developed market indexes, despite strong economic output and employment data. The S&P/TSX Composite Index fell by 1.6% during the quarter, based on softening oil prices, weaker financial shares and investor sentiment that was dampened by trade-related issues with the U.S. The benchmark remained 0.7% higher for the […]

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Seminar on Socially Responsible Investing (SRI) – May 25, 2017

We are planning an information session on Socially Responsible Investing (SRI) for Thursday May 25 at 5:30pm, Orangeville area, venue TBD. SRI is the process of making investment decisions using traditional analysis while also evaluating impacts on environmental, social and governance (ESG) factors. Socially responsible investments now account for 20% of investible assets in Canada […]

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January Newsletter – Market Update, Q&A on RRIFs, Account Statement Changes

Our January newsletter is here. Inside you’ll find the year-end market update, details on the new account statement format, a Q&A on RRIFs and other important notes for 2017.

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RRSP contribution deadline is March 1st 2017

Contributions made to an RRSP in the first 60 days of the year can be used to reduce income in the previous tax year. Before contributing, be sure to review your Notice of Assessment from CRA to determine how much contribution room you have available.

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TFSA annual contribution room for 2017 is $5500

Another $5,500 of TFSA contribution room has been added for all Canadians age 18 years of age and older. Canadians could have as much as $52,000 of accumulated TFSA contribution room. Always check your contribution room with your advisor or with CRA before adding to your TFSA to avoid over-contributing.

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July 2016 Newsletter

Click here to view our July newsletter. Inside you’ll find the mid-year market update, details on the UK leaving the EU, information on the new Canada Child Benefit and an article on how smoking can impact insurance premiums.

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TFSA Contribution Changes (again) 2016

With the new Liberal government coming into power, the TFSA contribution limit for 2016 has been lowered back to $5,500. The $10,000 for 2015 remains in place. Here is a summary of contribution room since TFSAs started: 2009 to 2012: $5000 each year 2013 to 2014: $5,500 each year 2015: $10,000 2016: $5,500 Total maximum […]

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RRIF Withdrawal Rate Changes

The 2015 Federal Budget has proposed changes to the minimum RRIF withdrawal rates. Generally speaking the RRIF rates for age 71+ are being decreased. For example: at age 71 the previous minimum withdrawal amount was 7.38%. With the announced changes the new rate is 5.28%. (The percentage is used against the Dec 31 value of […]

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Mortgage life insurance may not pay

Some more examples of the pitfalls of mortgage life insurance and why it’s better to get a life insurance policy independently from your lender. Click here to view Ellen Roseman’s (Toronto Star) recent article.

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Deductible Health Plan for Small Business

Do you own a small business? If you are incorporated or self-employed with at least one non-family member employee, you can make your and your employees health expenditures deductible. Click here to learn more about FlexSave from HUB Financial.* Contact us for additional details. * Health reimbursement plans offered through HUB Financial.

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July 2014 Newsletter

Click here to view our July newsletter. Inside you’ll find our regular market update, three estate planning priorities and important tax information for US persons.

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Save the date – Peter Drake, October 14, 2014

It is our pleasure to welcome Peter Drake back to speak on the economy and the new realities of retirement. Peter Drake is vice president, retirement and economic research at Fidelity Investments Canada. Peter is a former deputy chief economist at TD Bank and his role as an economist spans more than 35 years. We […]

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TFSAs – Add $5500 in 2014

For 2014 you have received $5,500 additional contribution room for your Tax Free Savings Account (TFSA). With a TFSA you can also make contributions for previous years if you did not contribute the full annual amount or if you made a withdrawal from your account. If you have not yet opened a TFSA, you have […]

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RRSP Deadline is March 3, 2014

The deadline for making an RRSP contribution that can be used for an income tax deduction for the 2013 tax year is March 3, 2014

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January 2014 Newsletter

A link to our January newsletter is below. Inside you will find a 2013 market recap, a TFSA reminder, a piece on fees for managed investments and a list of free apps for your smart phone or tablet. Starview newsletter 2014_01 (final)

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Our July 2013 Newsletter

Please find our newsletter below.  This edition has a market update, details on how to setup a Canada Revenue Agency (CRA) login and a note about the proposed increase to the Lifetime Capital Gains Exemption. Starview July 2013 Newsletter

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Accessing Your Account Online

You will need to update your bookmark for your account login as the web address has changed. To access the new location, click the “Client Login” button at top right on our site (top right on this page) or to access the site directly use: https://home.s21c.net/keybase_clients/ Enter your existing username and password to login, these […]

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Welcome to Keybase

We would like to extend a welcome to the Keybase Financial Group. All mutual fund accounts have been transferred to Keybase as of May 21, 2013. Keybase believes that most clients are better served by seeking quality advice from independent Financial Advisor professionals. Keybase is fiercely independent, not owned by any big institution, bank or […]

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January 2013 Newsletter

A link to our January 2013 newsletter is below. This edition has details about 2013 TFSA contribution, Medical Expense Tax Credit, and a market update. Starview newsletter 2013_01 (final)

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2013 TFSA Contribution is now $5,500

Starting in 2013 the annual TFSA contribution amount has been increased from $5,000 to $5,500.  If you don’t already have a TFSA you will have accumulated $25,500 in contribution room since 2009.

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Our July Newsletter

Click below to view our July 2012 newsletter which includes details of a new member of the Starview team, a market update and Old Age Security changes.  We’ve also included an article on dividend and income investing, and an introduction to Manulife Synergy which combines life, disability and critical illness insurance all-in-one. Starview Newsletter 2012_07

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Welcome Barry Sinclair

We are pleased to announce that Barry Sinclair has joined Starview Financial Advisors as a Financial Consultant. Barry brings more than three decades of financial and management experience largely from a successful career with the Ontario Ministry of Agriculture, Food and Rural Affairs. Barry will provide advice to his own clients while supporting Starview Financial […]

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Proposed Old Age Security (OAS) Changes

The 2012 Federal budget has proposed delaying Old Age Security (OAS) payments to seniors from age 65 to age 67.  These changes won’t take affect for 11 years and will be phased in over a 6 year time frame. If you’re 54 or older as of March 31, 2012 (born prior to April 1, 1958) […]

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Visit us at the Lions Home & Garden Show – March 30 to April 1

Visit our booth at the Orangeville Lions Home & Garden show, Friday March 30th to Sunday April 1st.  For more details on the show visit the Orangeville Lions Club webiste.

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January 2012 Newsletter

Access our January Newsletter by clicking the link below.  The newsletter includes a 2011 Year in Review and details on Estate Planning. Starview newsletter 2012_01

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Happy 2012! … with $5000 more TFSA contribution room!

Happy New Year!  At the beginning of each year you receive another $5000 contribution room for your Tax-Free Savings Account (TFSA).  If you don’t have a TFSA yet you will have $20,000 of unused contribution room.  Learn more about TFSAs

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Peter Drake – Oct 11, 2011

On October 11, 2011 at 7pm we have the pleasure of hosting a presentation featuring Peter Drake,Vice President, Retirement & Economic Research for Fidelity Investments Canada. Peter will share insights with us on the economy and how recent events are influencing the direction of markets and mutual fund portfolios. Peter Drake is widely known and […]

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July 2011 Newsletter

Our July 2011 Newsletter can be viewed by opening the following PDF. What’s inside –>  Details on how you can check your credit score and a market update. View our newsletter: Starview newsletter 2011_07

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Inaccurate TFSA Contribution Room on Notice of Assessment

On your Canada Revenue Agency (CRA) Notice of Assessment from your 2010 tax return the Tax-Free Savings Account (TFSA) contribution room listed may be incorrect. It may show more contribution room than you might have available. If you are unsure of your TFSA contribution room, you can check with your TFSA issuer (the financial institution […]

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Canada Pension Plan Changes

Amendments to the Canada Pension Plan (CPP) are being phased in between 2011 and 2016.  Generally speaking, there is increased incentive to delay starting your CPP.  The pension amount for those taking CPP before age 65 will be slightly reduced (phased in, starting 2012) and for those starting CPP after age 65 it will be […]

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Newsletter January 2011

Our January 2011 newsletter can be viewed by opening the following PDF. Topics include: a market update, paper statement requests and help for ailing parents.

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