The lifestyle you and your family enjoy depends on your ability to earn an income. Should an illness or accident happen leaving you unable to work it makes sense to protect your savings. Your retirement and your children’s future education don’t need to be compromised if you can’t work.
Accidents and illnesses are a fact of life. They could happen to anyone at any time. Did you know that:
- 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
- The average length of a disability that lasts over 90 days is 2.9 years.
Common reasons to consider disability insurance:
- You are the single or majority income earner in your family
- You can lose employer coverage if you leave your job
Government and employer benefits may not be enough especially if you are incurring extra costs because of your disability